Risk Management Resources
Risk Management (General)
Understanding Risk Management
http://www.allbusiness.com/print/820-1-22eeq.html
How to Manage Risk in Your Small Business
http://www.smallbusinessnotes.com/operating/finmgmt/htrisk.html
What Should I Know About Risk Management
http://www.iii.org/smallbusiness/riskmanagement/
Risk Identification
Risks That Small Businesses Face
http://ezinearticles.com/?Risks-That-Small-Businesses-Face&id
What OSHA Regulations Apply to Small Business?
http://www.allbusiness.com/print/11509-1-22eeq.html
Problem Investigation in High-Hazard Industry (academic article)
http://papers.ssrn.com/sol3/papers.cfm?abstract_id=305719
Risk Control (Including Disaster Recovery)
Disaster Safety
http://www.disastersafety.org/ididit/view/asp?id=140&category=1170
Ready Business
http://www.ready.gov/business/index.html
Fish Toss or Safety Training: You Decide: Risk-Management for the 21st Century
http://www.allbusiness.com/labor-employment/workplace-health-safety/12361402-1.html
Are Auto Accidents Driving Your Losses?
http://www.allbusiness.com/labor-employment/workplace-health-safety/6597654-1.html
Employee Risk Management: Reduce Your Workers’ Compensation Costs
http://www.allbusiness.com/print/3779084-1-22eeq.html
Required 2009 OSHA Injury & Illness Recordkeeping Requirements
http://www.hrtrainingcenter.com/showWCDetails.asp?TCID=1002519
OSHA Handbook for Small Businesses
http://www.osha.gov/publications/osha2209.pdf
OSHA Small Business Assistance: OSHA Benefits for Small Business
http://www.osha.gov/dcsp/smallbusiness/benefits.html
OSHA Small Business Assistance
http://www.osha.gov/dcsp/smallbusiness/sbrefa.html
Insurance for Small Businesses (General Information)
Small Business Insurance Essentials
http://sbinformation.about.com/od/insurance/a/insurancestart.htm
Small Business Insurance Basics
http://www.iii.org/smallbusiness/basics/?printerfriendly=yes
Small Business Property Insurance
http://www.iii.org/smallbusiness/property/?printerfriendly=yes
Insuring Your Business: Small Business Owner’s Guide to Insurance (A Book that Can Be Purchased for a Small Fee and Membership)
http://www.iii.org/smallbusiness/intro/
Business Insurance 101: What Types of Coverage Do You Need?
http://www.allbusiness.com/print/10904-1-22eeq.html
What Business Insurance Do I Need?
http://www.allbusiness.com/print/11022-1-22eeq.html
Elective and Required Types of Small Business Insurance
http://www.allbusiness.com/print/2607-1-22eeq.html
Do I Need Business Interruption Insurance?
http://www.iii.org/individuals/business/basics/interruption/?printerfriendly=yes
How to Determine How Business Interruption Insurance Protects for Flood
http://www.ehow.com/how_2163979_determine-how-business-interruption-insurance.html
Managing Contractual Insurance Requirements a Necessity
http://www.allbusiness.com/insurance/insurance-policies-claims-insurance/12278331-1.html
Property and Casualty (BOP) FAQ’s
http://www.schinnerer.com/industries/design-firms/Pages/AEC-PC-BOP-FAQs.aspx
Commercial Lines Insurance
http://save001.com/page70.html#BUSINESSOWNERS
Time to Review Your Business Insurance
http://www.allbusiness.com/print/10898-1-22eeq.html
Property Insurance Basics
http://www.allbusiness.com/print/1248-1-22eeq.html
Understanding General Liability Insurance
http://www.allbusiness.com/print/389-1-22eeq.html
Quick Guide to Insurance
http://www.entrepreneur.com/management/insurance/article31680.html
Choosing Your Specialty Insurance
http://www.nfib.com/tabid/56/Default.aspx?cmsid=20385&v=1
Insurance Selection Toolkits
http://www.uschambersmallbusinessnation.com/toolkits/insurance
The Small Business Owner’s Policy
Business Owner’s Insurance Policy (BOP) – What is it?
http://insurance.freeadvice.com/insurance_help/php
What Does a Business Owner’s Policy Cover?
http://www.iii.org/individuals/business/basics/bop/
Managing Your Insurance Coverage and Making Claims
Ways to Lower Your Small Business Insurance Premiums
http://www.allbusiness.com/print/2606-1-22eeq.html
Will Insurance Costs Decrease Or Increase As My Company Grows?
http://www.allbusiness.com/print/1095-1-22eeq.html
Making A Business Insurance Claim
http://www.allbusiness.com/print/2605-1-22eeq.html
Understanding Commercial Property (from the Louisiana Citizens, the State’s Insurer-of-Last- Resort)
http://www.lacitizens.com/AboutYourPolicyCommercial.aspx
Business Insurance Checklist (Also Can Get Quotes at this Website)
http://www.2insure4less.com/info/business-insurance-checklist.htm
Selecting/Evaluating Your Insurance Agent
How Good Is Your Insurance Agent?
http://www.allbusiness.com/insurance/insurance-policies-claims-insurance/11761171-1.html
What Is An Insurance Broker And How Many Do You Need?
http://www.allbusiness.com/print/2975925-1-22eeq.html
Does One Insurance Agency Sell All Types Of Insurance?
http://www.allbusiness.com/print/423-1-22eeq.html
Special Topics
AARA and A Green America: Understanding the Small Business Opportunity
http://www.allbusiness.com/energy-utilities/renewable-energy-solor/12278446-1.html
Zurich North America Commercial Announces New Risk Retention Groups
http://www.allbusiness.com/insurance/insurance-policies-claims-insurance/12331769-1.html
Zurich Creates Two New Insurance Policies to Support Green House Gas Mitigation Technology
http://www.allbusiness.com/insurance/insurance-policies-claims-insurance/11755235-1.html
Useful Insurer Websites and Articles
Amerisafe Focuses On High-Hazard Comp
http://findarticles.com/p/articles/mi_qa3615/is_200111/ai_n8954028/
10 – Point Components Of A Safety Management Plan
http://www.stonetrustinsurance.com/pdfs/SafetyProgramsComponents.pdf
Education and Training Webinars Focused On Risk Control from Travelers Insurance
http://www.travelers.com/business-insurance/risk-control/
Interactive Guide to Types of Insurance You Need From The Hartford
http://www.thehartford.com/business/
Helpful Associations’ and Governmental Homepages
Scan these home pages to find meetings, conferences, training sessions, articles, texts, webinars that might be of interest. Some are free and others have a charge.
The Louisiana Small Business Development Center
http://www.lsbdc.org/
-There are numerous links here to help you develop a business continuity plan including a set of easy to follow videos developed in cooperation with the ULM Risk Management and Studies Center.
The Federal Emergency Management Agency
http://training.fema.gov/
-FEMA is the agency charged with The National Preparedness Directorate (NPD). At this site you will find the online Course Catalog which provides “searchable, integrated information on courses provided or managed by FEMA’s Center for Domestic Preparedness (CDP), Emergency Management Institute (EMI), and National Training and Education Division (NTED)”. While it is disaster focused, it is not strictly “flood focused”.
Public Entity Risk Institute
https://www.riskinstitute.org/peri/
-Geared primarily to public entities, this organization does also seek to provide risk management assistance to businesses.
-Go to their “Resource Library” and select “Small Business” as the Audience and you will find numerous articles, books and risk management checklists that might be of interest for a reasonable price. The PDF format is also available online.
The Insurance Information Institute
http://www.iii.org
-This website has an abundance of information about insurance products, the insurance industry and issues such as toxic mold and hurricane preparedness related to insurance. Many of the sections related to small businesses are referenced above but the website is regularly updated so you might find something new each time you check it out.
The Risk and Insurance Management Society
http://www.rims.org
-This Society is mostly geared to helping corporate enterprises. Some larger “small businesses” might find the many risk management resources and educational tools very useful.
The Independent Insurance Agents and Brokers of America
http://www.iiabl.net
-Geared primarily to their insurance agent/broker members, but there is useful information at the “Consumer Information” tab, primarily on how to select a good agent. -Also can find an agent from here.
The Business Continuity Institute: (London)
http://www.thebci.org/
