Risk Management Resources

 

Risk Management (General)

Understanding Risk Management
http://www.allbusiness.com/print/820-1-22eeq.html

How to Manage Risk in Your Small Business
http://www.smallbusinessnotes.com/operating/finmgmt/htrisk.html

What Should I Know About Risk Management
http://www.iii.org/smallbusiness/riskmanagement/

 

Risk Identification

Risks That Small Businesses Face
http://ezinearticles.com/?Risks-That-Small-Businesses-Face&id

What OSHA Regulations Apply to Small Business?
http://www.allbusiness.com/print/11509-1-22eeq.html

Problem Investigation in High-Hazard Industry (academic article)
http://papers.ssrn.com/sol3/papers.cfm?abstract_id=305719

 

Risk Control (Including Disaster Recovery)

Disaster Safety
http://www.disastersafety.org/ididit/view/asp?id=140&category=1170

Ready Business
http://www.ready.gov/business/index.html

Fish Toss or Safety Training: You Decide: Risk-Management for the 21st Century
http://www.allbusiness.com/labor-employment/workplace-health-safety/12361402-1.html

Are Auto Accidents Driving Your Losses?
http://www.allbusiness.com/labor-employment/workplace-health-safety/6597654-1.html

Employee Risk Management: Reduce Your Workers’ Compensation Costs
http://www.allbusiness.com/print/3779084-1-22eeq.html

Required 2009 OSHA Injury & Illness Recordkeeping Requirements
http://www.hrtrainingcenter.com/showWCDetails.asp?TCID=1002519

OSHA Handbook for Small Businesses
http://www.osha.gov/publications/osha2209.pdf

OSHA Small Business Assistance: OSHA Benefits for Small Business
http://www.osha.gov/dcsp/smallbusiness/benefits.html

OSHA Small Business Assistance
http://www.osha.gov/dcsp/smallbusiness/sbrefa.html

 

Insurance for Small Businesses (General Information)

Small Business Insurance Essentials
http://sbinformation.about.com/od/insurance/a/insurancestart.htm

Small Business Insurance Basics
http://www.iii.org/smallbusiness/basics/?printerfriendly=yes

Small Business Property Insurance
http://www.iii.org/smallbusiness/property/?printerfriendly=yes

Insuring Your Business: Small Business Owner’s Guide to Insurance (A Book that Can Be Purchased for a Small Fee and Membership)
http://www.iii.org/smallbusiness/intro/

Business Insurance 101: What Types of Coverage Do You Need?
http://www.allbusiness.com/print/10904-1-22eeq.html

What Business Insurance Do I Need?
http://www.allbusiness.com/print/11022-1-22eeq.html

Elective and Required Types of Small Business Insurance
http://www.allbusiness.com/print/2607-1-22eeq.html

Do I Need Business Interruption Insurance?
http://www.iii.org/individuals/business/basics/interruption/?printerfriendly=yes

How to Determine How Business Interruption Insurance Protects for Flood
http://www.ehow.com/how_2163979_determine-how-business-interruption-insurance.html

Managing Contractual Insurance Requirements a Necessity
http://www.allbusiness.com/insurance/insurance-policies-claims-insurance/12278331-1.html

Property and Casualty (BOP) FAQ’s
http://www.schinnerer.com/industries/design-firms/Pages/AEC-PC-BOP-FAQs.aspx

Commercial Lines Insurance
http://save001.com/page70.html#BUSINESSOWNERS

Time to Review Your Business Insurance
http://www.allbusiness.com/print/10898-1-22eeq.html

Property Insurance Basics
http://www.allbusiness.com/print/1248-1-22eeq.html

Understanding General Liability Insurance
http://www.allbusiness.com/print/389-1-22eeq.html

Quick Guide to Insurance
http://www.entrepreneur.com/management/insurance/article31680.html

Choosing Your Specialty Insurance
http://www.nfib.com/tabid/56/Default.aspx?cmsid=20385&v=1

Insurance Selection Toolkits
http://www.uschambersmallbusinessnation.com/toolkits/insurance

 

The Small Business Owner’s Policy

Business Owner’s Insurance Policy (BOP) – What is it?
http://insurance.freeadvice.com/insurance_help/php

What Does a Business Owner’s Policy Cover?
http://www.iii.org/individuals/business/basics/bop/

 

Managing Your Insurance Coverage and Making Claims

Ways to Lower Your Small Business Insurance Premiums
http://www.allbusiness.com/print/2606-1-22eeq.html

Will Insurance Costs Decrease Or Increase As My Company Grows?
http://www.allbusiness.com/print/1095-1-22eeq.html

Making A Business Insurance Claim
http://www.allbusiness.com/print/2605-1-22eeq.html

Understanding Commercial Property (from the Louisiana Citizens, the State’s Insurer-of-Last- Resort)
http://www.lacitizens.com/AboutYourPolicyCommercial.aspx

Business Insurance Checklist (Also Can Get Quotes at this Website)
http://www.2insure4less.com/info/business-insurance-checklist.htm

 

Selecting/Evaluating Your Insurance Agent

How Good Is Your Insurance Agent?
http://www.allbusiness.com/insurance/insurance-policies-claims-insurance/11761171-1.html

What Is An Insurance Broker And How Many Do You Need?
http://www.allbusiness.com/print/2975925-1-22eeq.html

Does One Insurance Agency Sell All Types Of Insurance?
http://www.allbusiness.com/print/423-1-22eeq.html

 

Special Topics

AARA and A Green America: Understanding the Small Business Opportunity
http://www.allbusiness.com/energy-utilities/renewable-energy-solor/12278446-1.html

Zurich North America Commercial Announces New Risk Retention Groups
http://www.allbusiness.com/insurance/insurance-policies-claims-insurance/12331769-1.html

Zurich Creates Two New Insurance Policies to Support Green House Gas Mitigation Technology
http://www.allbusiness.com/insurance/insurance-policies-claims-insurance/11755235-1.html

 

Useful Insurer Websites and Articles

Amerisafe Focuses On High-Hazard Comp
http://findarticles.com/p/articles/mi_qa3615/is_200111/ai_n8954028/

10 – Point Components Of A Safety Management Plan
http://www.stonetrustinsurance.com/pdfs/SafetyProgramsComponents.pdf

Education and Training Webinars Focused On Risk Control from Travelers Insurance
http://www.travelers.com/business-insurance/risk-control/

Interactive Guide to Types of Insurance You Need From The Hartford
http://www.thehartford.com/business/

 

Helpful Associations’ and Governmental Homepages

Scan these home pages to find meetings, conferences, training sessions, articles, texts, webinars that might be of interest. Some are free and others have a charge.

The Louisiana Small Business Development Center
http://www.lsbdc.org/

-There are numerous links here to help you develop a business continuity plan including a set of easy to follow videos developed in cooperation with the ULM Risk Management and Studies Center.

The Federal Emergency Management Agency
http://training.fema.gov/

-FEMA is the agency charged with The National Preparedness Directorate (NPD). At this site you will find the online Course Catalog which provides “searchable, integrated information on courses provided or managed by FEMA’s Center for Domestic Preparedness (CDP), Emergency Management Institute (EMI), and National Training and Education Division (NTED)”. While it is disaster focused, it is not strictly “flood focused”.

Public Entity Risk Institute
https://www.riskinstitute.org/peri/

-Geared primarily to public entities, this organization does also seek to provide risk management assistance to businesses.

-Go to their “Resource Library” and select “Small Business” as the Audience and you will find numerous articles, books and risk management checklists that might be of interest for a reasonable price. The PDF format is also available online.

The Insurance Information Institute
http://www.iii.org

-This website has an abundance of information about insurance products, the insurance industry and issues such as toxic mold and hurricane preparedness related to insurance. Many of the sections related to small businesses are referenced above but the website is regularly updated so you might find something new each time you check it out.

The Risk and Insurance Management Society
http://www.rims.org

-This Society is mostly geared to helping corporate enterprises. Some larger “small businesses” might find the many risk management resources and educational tools very useful.

The Independent Insurance Agents and Brokers of America
http://www.iiabl.net

-Geared primarily to their insurance agent/broker members, but there is useful information at the “Consumer Information” tab, primarily on how to select a good agent. -Also can find an agent from here.

The Business Continuity Institute: (London)
http://www.thebci.org/